01. When can I apply?

Applications for the Loan Scholarship will be open every year from December/January onwards till mid-March.

02. What is the eligibility for the Loan Scholarships?

Applicants must be Indians, not older than 45 years as on 30th June, 2022 and graduates of a recognised Indian University with at least 60% marks on average in their undergraduate or post-graduate studies.

Other eligibility criteria:

  • Candidates who are at the end of the 1st year and entering into the second year of their overseas studies (Fall 2022 – Spring 2023) are also eligible to apply. This is applicable only if the minimum duration of the course is 2 years and there is at least one full academic year remaining to complete at the time of award of the loan scholarship, normally by July of any calendar year.
  • J N Tata scholars who have fully repaid their existing loan scholarship amount are eligible to apply.
  • The course to which candidates are admitted must be recognized as a Graduate Program (post-graduate in Indian terminology).

03. Can I apply even if I do not have confirmed admission?

Yes, you may apply even if you do not have confirmed admission/offer letters from the universities to which you have applied for the academic year 2022-2023. However, you must update the application status with the Endowment once your admission is secured, by sending an appropriate email to jnte@tatatruts.org

04. Is there any interest charged ?

The scholarship is offered at a simple interest of 2% per annum. However, Trustees may waive the interest if candidates repaid the loan by the end of seventh year. The repayment schedule is in five equal installments of 20% between the 3rd and 7th year.

05. What is the maximum loan scholarship amount?

The amount awarded as the loan scholarship ranges between Rs.1,00,000/- and Rs.10,00,000/-. All applicants do not necessarily qualify for the maximum amount.

06. Is there any other component?

Yes, there is a travel grant and a Gift award. The selected scholars may also be recommended for a partial travel assistance - a maximum of Rs.50,000/- and gift award from our allied Trusts as may be decided at the sole discretion of the Trustees of the concerned Trusts. The gift award ranges between Rs.2,00,000/- and Rs.7,50,000/- and depends on the academic performance of the candidates in the course for which they are awarded the JN Tata loan scholarship. The gift award will be considered only for those who submit the relevant academic performance proof such as a transcript and progress report.

07. Do you ask for any collateral security?

We do not insist on any collateral but applicants must have a guarantor. This is mandatory.

08. Where can one obtain the application form?

The application forms are available online on our web site.

09. Can the application be filled in online?

Yes, Candidates have to create a login ID and password to be able to apply. Please note that you may create only one Login ID using your email ID. You may directly complete the application form online in one visit or more than one visit but you must remember to save the draft before you exit each time. You may preview the application before submitting it.

10. Do you have any format for the Statement of Purpose (SoP)?

Statement of Purpose (SoP): The most important point to note is that the Statement of Purpose is NOT a Personal Statement, which means that candidates must not make too many biographical references. What has to come through clearly is why you have made a certain academic choice.

The SoP, specifically addressed to the “Trustees of the J N Tata Endowment”, is an academic document in candidates’ own words, between 500 and 800. The points around which the SOP could be written are available with the application form.

11. Do you need a letter of recommendation (LoR) and is there any specific format?

Yes, we need only one LoR which can be written by a Professor of the college or university where the candidate is studying OR the Employer, in case the candidate is / was working. The LoR should be addressed to “The Trustees of the J. N. Tata Endowment”. LoR has to be submitted online by the recommender; instructions for candidates & recommenders are available with application form.

12. What does Referee mean in the application form?

Referee is an individual who knows the candidate in a personal capacity and who can be contacted to find out more about the candidate. This information backs up what you have mentioned in your application.

13. What documents are required while submitting the application form?

Only the SoP and LoR. Scanned copies of all other required documents need to be submitted at the time of the interview.

14. Can I update my application form at the later stage?

Yes, you can update the status with the Endowment through an email.

15. How and when will I get the status of my application form?

Candidates will know the status of their application on each level. The status of the application form communicated appropriately through an email between March and June.

Following are 3 levels involves in the application screening :-

First level – candidate are shortlisted for an online test

Second level – candidates are shortlisted for the interview

Third level – JN Tata scholars selected based on performance at the interview

16. Do we have any questions bank available for an online test?

No, the online test is based on the lines of Thinking Skills Assessment (TSA). This is not a subject-specific test and contains some numerical questions too but does not presume anything more than knowledge of arithmetic and does not involve difficult calculations.

17. When are the interviews held?

The interviews are held between April and June.

18. Are the candidates reimbursed for their travel and accommodation for the scholarship interviews?

The candidates are not reimbursed for their travel and accommodation for the scholarship interviews. Candidates also have an option to take the video conference interview via Skype/Microsoft Teams/Zoom.

19. Where can any query be addressed?

The Endowment can be contacted via: Email: jnte@tatatrusts.org Tel: +91-22-6665 7681 / 7198 / 7774 from 9:30 am to 5:00 pm on weekdays (Monday to Friday). We are closed on all bank and public holidays.